The endings are standard -ir verb endings.
Yo-Prefiero
Tu-Prefieres
El/Ella/Usted-Prefiere
Nosotros(as)-Preferimos
Ellos/Ellas/Ustedes-Prefieren
The stem-change is e-ie with the second e (preferir to prefier-). This occurs in all conjugations of the verb but the nosotros(as) form. This is the same with all stem-changing verbs in the present tense.
Hope this helps!!
Como 100.Like 100.Te quiero.I love you
Explanation:
I translated it for you, it's not entirely authentic, but hopefully it's a little helpful..
Mortgages are used instead of deeds of Trust, which allows borrowers greater flexibility and protection.