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3 years ago

Suppose Cho comes into a large sum of money and decides to lend it out to

Business

1 answer:

Ierofanga [76]3 years ago

8 0

Answer:

C. Adverse selection.

Explanation:

Adverse selection occurs when the participants in a economic transaction do not have the same amount of information about each other: either the buyer has more information than the seller, or the seller has more information than the buyer.

In the question, we have an example of adverse selection because Cho does not have enough information about the buyers (the borrowers), and she does not have a good way to obtain that information.

For that reason, she decides to give the money to the bank, an institution with much more capacity and information about the borrowers. Like this, she is solving the problem of adverse selection.

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The buyers purchased a residence for $195,000. They made a down payment of $25,000 and agreed to assume the seller's existing mo

Phoenix [80]

Answer:

Option (d) purchase-money mortgage

Explanation:

Option (d) purchase-money mortgage

A purchase-money mortgage is a sort of mortgage issued to the customer or buyer of the property, in which the owner or the seller of the property himself lends the load to the buyer to buy the property.

This type of condition arises usually when the buyer is not able to get the loan from the traditional channels like the bank due to various reasons.

6 0

3 years ago

Of those listed below, the best example of a pure public good is a. a public school b. a radio broadcast c. a hardcover copy of

Rufina [12.5K]

Answer:

b. a radio broadcast

Explanation:

The pure public good is a good which is non-rivalrous and non-excludable. Non-rivalrous represents that the goods does not diminshed in the case when more people consumed it while on the other hand, the non-excludable represents that the goods are available to all

Therefore as per the given options, the option b is correct

hence, the other options are incorrect

7 0

3 years ago

Siva, Inc., imposes a payback cutoff of three years for its international investment projects. Year Cash Flow (A) Cash Flow (B)

Digiron [165]

Answer:

The payback period for Silva Inc. is 3 years. If considering only this method of evaluating projects, Silva Inc will invest in project A and dismiss project B.

Payback period A=2,1539 years.

Payback period B= 3,0042 years

Explanation:

The payback period refers to the amount of time it takes to recover the cost of an investment. The payback period is the length of time an investment reaches a breakeven point.

Cash Flow A:

I0= - 70.000

1= 28000 = -42000

2= 38000 = -4000

3= 26000 = 22000

Payback period= full years until recovery +

unrecovered cost beginning year/Cashflow during year

Payback period A= 2 + (4000/26000)= 2,1539 years.

Cash Flow B:

I0= -80000

1= 20000 = -60000

2= 23000 = -37000

3= 36000 = -1000

4= 240000 = 239000

Payback period B= 3 + 1000/240000= 3,0042 years

The payback period for Silva Inc. is 3 years. If considering only this method of evaluating projects, Silva Inc will invest in project A and dismiss project B.

7 0

3 years ago

The management of Leyton Electronics Inc. always favors market orientation over the other marketing management philosophies. In

vredina [299]

Answer:

Explanation:

Market Orientation refers to a business approach that focuses on what the customers want and need and then creating the products to satisfy them. Therefore based on the information provided in this question it can be said that the likeliest answer is that Leyton Electronics Inc. satisfies its customers' wants and needs legally and responsibly.

6 0

3 years ago

Suppose a tax of $5 per unit is imposed on a good, and the tax causes the equilibrium quantity of the good to decrease from 200

Burka [1]

1-¿Dónde se desarrolla la acción? ( País, zona urbana o rural)

Vancouver, Columbia Británica en minessota

2-¿ Por qué se llama así la protagonista?

3-¿Con quién convive? ¿ a qué se dedica?

Con su padre y su madrastra

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de que está embarazada? ¿ por qué se echa para atrás?

6-¿Dónde busca a la pareja para adoptar a su hijo?

7- Cuando está en casa de la pareja, la abogada le habla de

“compensaciones” ¿ a qué crees que se refiere?

8-¿Qué es la maternidad subrogada? ¿es legal en España? ¿ y en Estados

Unidos? Infórmate al respecto. ¿ qué famosos españoles están ahora en

juicio por un caso de paternidad subrogada?

9-¿Cómo es la relación de Juno con el marido de la futura madre de su

hijo? ¿Qué personalidad tiene este personaje ( el marido)? ¿ qué acaba

haciendo?

10- ¿Qué te parece el personaje del chico que deja embarazada a Juno?

¿Cómo acaba su relación con él? ¿ Qué crees que harías en una situación

parecida?

3 0

3 years ago