Generally speaking, this exercising of the government's authority is called their "prerogative", since they can deem that this is necessary and "proper" in order to protect the US.
The Virginia Declaration of Rights offered inspiration for the Declaration of Independence as well as the US Bill of Rights. The Bill of Rights was eventually added to the American Constitution.
The first letter is a beginning, while the second is a continuation and it's written to the same person.
Banks are very important to the US economy because they control the inflow and outflow of money that comes in and out of the country. Banks use these money for development of the country and without them, the economy will have a hard time monitoring the country's cash supply