One benefit of submitting a claim to an insurance company is that it helps to cover any expenses for a loss.
If, for example, someone bumped into your car and broke a rear-view mirror, you may need to pay for the mirror to be replaced. You can then submit an insurance claim to your car insurance company, meaning that you are asking for the company to refund the cost of the replacement because this sort of loss is covered by their policy.
A democratic- republican refused to appoint a Federalist
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