Andy seems to be the most likely to be the noun, if this is so then it should be 2.
ok but it better not be bad
Money management should be taught in school to help people be successful adults. By learning to manage money you earn, you can become better at budgeting your income. This will keep you from losing your housing or utilities for not paying your bills. It can also help you understand how much things cost, so you’ll know how much money you need to save to move out on your own.
Can some help me with question it is from edgenuity