One of the main factors which contributed to the Stock Market Crash in 1929, when the very loose regulations related to margin orders.
In financial terms, margin in an instrument which consists on depositing a collateral with a counterparty (generally the broker) to cover some of the credit risk that the depositor places to that counterparty.
In the 1920s, the mandatory requirements regarding margins were not very strict, and brokers asked investors to put in a small fraction of their own money. Leverage rates which measure the proportion of debt, reached 90% with a high frequency. Nowadays, the Federal Reserve has established the limit of 50%.
Back in 1929, when the stock market started to contract, many investors received margin calls. They had to hand in more money to their brokers, because the amounts required before were not enough and if not, their shares would be sold. Many people did not have the extra margin amounts required, their shares were sold and the market declined further. This generated more margin calls and more declines. This is why margin calls were one of the causes which triggered the Stock Market Crisis and, in turn, the Great Depression in 1929.
The 13th amendment abolished slavery, the 14th amendment gave citizenship to anybody born in the U.S., and the 15th amendment gave voting rights to everyone, regardless of race, gender, and ethnicity. How? Well, see below for an explanation!
The 13th Amendment, established completely in December 6, 1865, was an amendment that arguably abolished slavery and any form of involuntary servitude in the United States of America. This occurred under Abraham Lincoln’s administration, and was used as a gradual attempt at slavery vanquishment. The 14th amendment, established completely on July 9, 1868, was a newly ordered conduct allowing anybody citizenship who was born in the U.S.. Similar to the 13th amendment, this was an attempt at more freedom for people living in the U.S.. The 15th amendment, established completely on February 3, 1870, was an amendment in which everybody earned voting rights. This ratification was very crucial to the United States because many people had different opinions and biases on whether certain people should vote. Because the U.S. was very discriminatory at this time not only toward blacks, but toward women as well, this amendment sparked controversy throughout the South and led to gradual secession in states that would later form the Confederate States of America. If you need extra help, let me know and I will gladly assist you.
Technology has allowed us to go from records, to cassette tapes, to CDs, and from CDs, now we have the most common .MP3 file type, which we can store on many of our devices. Not to mention the internet and websites such as You Tube, Sound cloud, Spo ti fy, etc. has allowed music to be shared in many ways!
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Swahili culture is the product of the history of the coastal part of the African Great Lakes region. As with the Swahili language, Swahili culture has a Bantu core that has borrowed from foreign influences.
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