All categories

3 years ago

What is segregated fund.

2 answers:

soldier1979 [14.2K]3 years ago

7 0

A segregated fund is a type of investment vehicle commonly used by Canadian insurance companies to manage individual, variable annuity insurance products. A segregated fund offers investment capital appreciation and life insurance benefits.

Investors can expect to pay a slightly higher total expense ratio on segregated funds due to their more complex structure. Additionally, these fund offerings typically do not have aggressive fund objectives. Therefore, returns from the funds tend to be more modest.

KEY TAKEAWAYS
A segregated fund is an investment pool structured as a deferred variable annuity and used by insurance companies to offer both capital appreciation and death benefits to policyholders.
Commonly found in Canada, segregated funds are private contracts between insurers and customers that must be held until contract maturity.
Because these products offer better guarantees than traditional insurance or annuity products, they do come with higher fees and expenses.
Understanding Segregated Funds
Segregated funds are structured as deferred variable annuity contracts with life insurance benefits. They are managed in separate accounts by the insurance company. These products are similar to other variable annuity products offered by insurance companies. They are primarily issued by Canadian insurance companies for Canadians. The products are not traded in the public market. They are structured as contracts and do not account for ownership by shares or units.

netineya [11]3 years ago

5 0

You might be interested in

An electronic exchange is an electronic forum where manufacturers, suppliers, and competitors buy and sell goods, trade market i

Natalija [7]

Answer:

False

Explanation:

Buyers and Sellers do not physically see each other

7 0

3 years ago

When a group wants to achieve a consensus or unanimous decision, the responsibility of the chair is to be constantly attentive t

Dmitriy789 [7]

Answer:

The correct answer is Introduce unnecessary ground rules or let the parties suggest them to distract. Introduce internal information that will help illuminate the issues and interests.

Explanation:

The decision by consensus is a decision process that seeks not only the agreement of the majority of the participants, but also pursues the objective of resolving or mitigating minority objections to reach the most satisfactory decision. At the same time consensus means: a) a general agreement, b) a process to reach that agreement. Decision-making by consensus is primarily about the process.

It has been said that true consensus implies "meeting everyone's needs." Decision-making by consensus attempts to denigrate the role of factions or parties and promote the expression of individual voices. The method also increases the probability of unforeseen or creative solutions by juxtaposing dissimilar ideas, as it seeks to minimize the objection; It is very popular in voluntary organizations, where decisions are made when there is generally broad approval. The consensus method is desirable when it is unlikely to force compliance with the decision, just as if each participant independently adopted the same unanimous decision.

7 0

4 years ago

Money markets are marketsfora.Foreigncurrencies.b.Consumer automobileloans.c.Common stocks.d.Long-term bonds.

Harlamova29_29 [7]

Answer:

e. Short-term debt securities such as Treasury bills and commercial paper.

Explanation:

A money market is an organized exchange market and were the participant can lend and borrow short terms high quantity debt security with an average maturity with less than and year. And thus enables the government and other institutions of the short terms securities.

4 0

3 years ago

Amanda, a single parent, is looking for a new job. Considering that she has two school-aged children, she is particularly keen o

Sloan [31]

Decision Criteria are defined as prerequisites, guiding concepts, and standards applied by companies for selecting their candidates who is the best fit for their company.

<h3><u>What are decision criteria?</u></h3>

Principles, requirements, or standards are referred to as decision criteria. This may include particular requirements and rating schemes like a decision matrix. As an alternative, a decision criterion could be a flexible guideline.

<h3><u>What are the types of decision criteria?</u></h3>

Generally speaking, there are three basic sorts of decision criteria:

Technological - Does your solution fit the criteria in terms of its technical viability for the given requirements?
Economic - Concerns relating to the financial, risk, and efficiency viability of your solution.
Relationship: To what extent do the goals and ideals of the two organizations coincide?

You can learn more about decision criteria using the following link:

brainly.com/question/14703648

#SPJ4

7 0

2 years ago

Potential businesses owners need to begin by asking what important question?

vesna_86 [32]

Potential businesses owners need to begin by knowing the market for their product or service. Several businesses are good ideas on paper but don't have a market and fail.

6 0

4 years ago