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3 years ago

What is segregated fund.

2 answers:

soldier1979 [14.2K]3 years ago

7 0

A segregated fund is a type of investment vehicle commonly used by Canadian insurance companies to manage individual, variable annuity insurance products. A segregated fund offers investment capital appreciation and life insurance benefits.

Investors can expect to pay a slightly higher total expense ratio on segregated funds due to their more complex structure. Additionally, these fund offerings typically do not have aggressive fund objectives. Therefore, returns from the funds tend to be more modest.

KEY TAKEAWAYS
A segregated fund is an investment pool structured as a deferred variable annuity and used by insurance companies to offer both capital appreciation and death benefits to policyholders.
Commonly found in Canada, segregated funds are private contracts between insurers and customers that must be held until contract maturity.
Because these products offer better guarantees than traditional insurance or annuity products, they do come with higher fees and expenses.
Understanding Segregated Funds
Segregated funds are structured as deferred variable annuity contracts with life insurance benefits. They are managed in separate accounts by the insurance company. These products are similar to other variable annuity products offered by insurance companies. They are primarily issued by Canadian insurance companies for Canadians. The products are not traded in the public market. They are structured as contracts and do not account for ownership by shares or units.

netineya [11]3 years ago

5 0

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During 2018, its first year of operations, Pave Construction provides services on account of $152,000. By the end of 2018, cash

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The adjustment for noncollectable accounts on December 31, 2018:

Debit Bad Debts Expense $13,800

Credit Allowance for Doubtful Account $13,800

Explanation:

In Pave Construction, 2018 is the first year of operations. The company provides services on account of $152,000.

By the end of 2018, cash collections on these accounts total $106,000.

At the end of 2018, Accounts Receivable (the uncollected accounts) has debit balance of $46,000 ($152,000 - $106,000 = $46,000)

Pave estimates that 30% of the uncollected accounts will be bad debts

Bad Debts Expense = 30% x $46,000 = $13,800

The adjusting entry to record the bad debts expense will be:

Debit Bad Debts Expense $13,800

Credit Allowance for Doubtful Account $13,800

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3 years ago

You have been looking at several reports containing HRM metrics. You are a bit overwhelmed by all of the information. Then you r

anyanavicka [17]

Answer:

d. HRM metrics must be mapped to business goals

Explanation:

In the case when you are looking to various reports that involved the HRM metrics and you are overwhelmed by all the given information so after that you remember the key statement related to HRM metrics is that it would be mapped with the goals and objectives of the business

Therefore as per the given situation the option d is correct

And the rest of the options are wrong

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3 years ago

The debt-to-equity ratio is: Multiple Choice calculated by dividing total liabilities by net worth. calculated by dividing month

Luba_88 [7]

The debt-to-equity ratio is calculated by dividing total liabilities by net worth.

<h3>What is the debt-to-equity ratio?</h3>

The debt-to-equity ratio is a financial ratio that is used to determine the credit worthiness of a business. It is determined by dividing the total debt by the total equity. The lower the ratio, the higher the credit worthiness of a business.

To learn more about financial ratios, please check: brainly.com/question/26092288

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2 years ago

When thinking about a washing machine as a system, which of the following represents the inputs? Multiple Choice the dirty cloth

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Answer: The dirty clothes, water and detergent

Explanation: Inputs are the resources that are put into the system to attain a desired output, that may have a value to someone. The output is the final commodity that one get at the end of the system.

If we see washing machine as a system then the cleaned clothes are the output from that system. The resources that are used to get the clothes cleaned such as dirty clothes, water and detergent are the inputs.

Hence from the above we can conclude that the correct option is A.

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3 years ago

Macon Publishing reports the following information about resources. At the beginning of the year, Macon estimated it would spend

Nonamiya [84]

Answer:

$10,000

Explanation:

Calculation to determine what The unused resource capacity for setups for Macon Publishing is:

Using this formula

Unused resource capacity =Clerical resources used -[(Clerical rate per page*Pages typed)

Let plug in the formula

Unused resource capacity=$20,000 – ($20*500)

Unused resource capacity=$20,000-$10,000

Unused resource capacity = $10,000

Therefore The unused resource capacity for setups for Macon Publishing is:$10,000

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3 years ago