Don't start the car as you're connecting the cables.
If the letter you are referring to is the one you get when you have your credit card account or bill delivered to your home, then the best answer would be most likely the second one. The letter provides the recipient information about the condition of his own bank account.
D. Parable is the correct answer
"Today nobody brought his or her instrument" is correct. It is common for people to use "their" in a sentence like this, but "his or her" is the more proper term.