I think the answer is Upper-Class Families. Not sure though.
Well, here are the forms of figurative language i found in your text:
* "Fender bender" is a good example of assonance, which is a repetition of internal vowels.
* "second too long" is an example of poetic inversion, which is when the author deliberately writes a sentence in a grammatically unusual way.
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The correct answer is C. Moral dilemma
All other mentioned possible answer refer to other aspects of narratives such as narration or type of a narrative.