"A Call Loan" and "A Retrieved Reformation" are short stories written by O Henry.
O Henry, known for his endings with a twist, justifies this title in these two stories as well. Both the stories end with a twist and sudden resolution of conflicts. In 'A Retrieved Reformation,' the conflict ends coincidently when Ben Price pretends not to know Valentine. In 'A Call Loan,' the story ends coincidently when Merwin and Longley return only to find that cattle have been sold for $29,000.
