Physical factors that affect population distribution include altitude and latitude, relief, climate, soils, vegetation, water and location of mineral and energy resources.
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The answer that best describes how Maryland responded to the National Bank created when the U.S. government tried to borrow money after the War of 1812 is<em> Maryland passed a law that made the National Bank pay a large tax to the state. </em>James McCulloch, the bank's cashier, refused to pay this tax. McCulloch was convicted and fined. He appealed, and the dispute reached the Supreme Court of the United States.