Answer would be the indulgences. they were used as "get out of jail free" cards when it came to sinning, this lead to the lutheran reform later down the road.
Hope this helps, please mark brainliest!!
Stocks directly affected only 4 million out of 120 million people. Indirectly:
-Risky loans hurt banks
-Consumer borrowing
-Bank runs
-Bank failures
-Savings wiped out (Banks failures wiped out peoples saving)
-Cuts in production
-Rise in unemployment
-Further cuts in production
The end of the cold war made the reunification of Germany possible. The unification in 1990 involved, the German Democratic Republic which became part of Federal Republic of Germany after Berlin reunited to a single city. Long story short, B. The Fall Of The Berlin Wall because that ended the Cold War
Answer:
As a beach or river I think