The Loyalists were the people who remained loyal to the British Crown rather than were in favour of independence.
The Loyalist were on the average older and partially also richer: they were better established and therefore a change would be a risk for them. This was their reason: they were afraid of change and of loosing their position.
Answer:
<h2>A . The use of credit to buy consumer items</h2>
Banks were going bankrupt and the whole banking system was facing a systematic risk
Kabuki, Geishas, <span>Ukiyo-e</span><span>
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An example of a delegated power is the power to make marriage laws