if you are lawfully arrested by an officer who has probable cause to believe that you have been driving under the influence, then you consent to taking a chemical test of your blood or breath for the purpose of determining your blood alcohol content
Mostly when youre thinking of it, it's present tense while also being future tense as well, could, meaning in the present. For example, "I could do that". More than likely your sentence is in the present
Overgeneralization could be the answer but Loaded language is correct because of the words using like poise, elegance and refinement
The chain of events in a story is the sequence of events, or the plot.