When the cost of living is too high for a number of families and they do not have a high household income, they will obviously go in debt. When those families fall into debt and it is not paid (usually it is not), then America falls behind because the household has not paid, resulting in a slippery slope through different levels of government and economics.
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This poem is about how Louis Simpson is looking for loved one. Through out the entire text he expresses his loss for hope and courage, questioning whether not he should live and love of his departed, and he has tremendous fears of losing his precious memories of his loved one.
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