Answer:
$509
Explanation:
First, we find the lump sum to pay under the bank terms. The interest rate is 0.5% monthly, which is equivalent to 6.2% annually.
The formula is:

Where:
- P = Present value
- i = interest rate
- n = number of compounding periods of the interest rate
- X = lump sum we need to find
Now, we simply plug the amounts into the formula:


Next, we find the value of the lump sum under the company's preferred terms:


Finally, we susbtract the two figures to find the difference:

The Coriolis effect bends the westerlies and trade winds slightly clockwise in the northern hemisphere.
<span>A composition of different population of plants and animals is found in the coniferous forest. It is composed of cone-bearing or coniferous trees, some examples are spruces, hemlocks, firs and pines. They are mostly found in an ecosystem that has long winters and modern to high annual rain showers. </span>