Answer:
Differential association theory
Explanation:
Differential association theory: The theory is developed by Edwin Sutherland, and usually used in criminology.
According to this theory, an individual learns attitudes, values, motives, and techniques for any criminal behavior through association and engagement with that of other individuals. This happens because criminal behavior is believed to be a learned behavior, and thereby an individual develops the characteristics of a criminal because of recurrent criminal patterns. Although the criminal behavior of a person might differ in duration, priority, and intensity.
Ally’s experience is best described by differential association theory.
A- Americans built up personal debt by using credit to pay for things.
