A family is composed of persons related by blood. As a family, it is inevitable not to experience hardships and struggles. Some examples of these hardships are misunderstanding due to miscommunication. Family members tend to get involved in conflicts because they fail to communicate thus they fail to understand. Individual differences can be a reason because though family members are related by blood it does not guarantee that everyone shall understand everybody because everybody's unique. Financial instability is also another hardship that is commonly experience within a family.
Answer : The man, whose car crashed, is in the hospital.
Well, just the fact that the characters are all dressed up for a masquerade party, already adds to the eerie mood. But what really seals the coffin is when Montressor lures Fortunato into the catacombs, and then ties him up. You really get the whole creepo-vibe, when Montressor starts to seal up the "tomb". Hope this helps you a lot.
I think the answer is: A. Personification
I hope this helps!