I am not sure, but I would say that the little brown bat thinks that the other bats aren't a very good audience when he recites his poem for them because the other bats respect only the technical aspects of the poem.
The correct answer of the given question above would be fifth option: THIRD PERSON OMNISCIENT. Based on the given narrative above, the point of view that is being used is the third person omniscient. When we say third person omniscient, this refers to the method of narration wherein the narrator knows the feelings and thoughts of all the characters in the story. In the narrative above, the narrator is able to describe the feelings of the "teen" and the "mother".
Answer: Banks would be able to loan more money.
Explanation:
The Fed does indeed do this and it is called the Reserve Requirement. It is a percentage of deposits that banks are to keep with the Fed and it has the effect of reducing the amount of money that banks have available to loan out to entities.
The Fed sets the percentage that the banks are to keep with it and this enables them to use it as a tool to control money supply because they could increase or decrease it depending on how much they want banks to lend out.