The answer is D subconjunctival hemorrhage
Explanation- the patients eye isn’t completely red and he has no pain in it so it isn’t A or B. A corneal abrasion is just a scratch so redness isn’t normally splotch like. So that rules out the other options, plus a subconjunctival hemorrhage can be caused by a forceful cough or sneeze which the patient is experiencing.
I'm guessing b but I'm not sure
Flood being referred to a peril that can be covered by this policy is correct regarding DIC policies in this scenario.
<h3>What is DIC policy?</h3>
This is referred to as Difference in conditions (DIC) insurance and usually covers some perils not included by the standard insurance policies in most companies.
An example of the incidents covered by DIC policies include flood, theft etc which aren't easily predictable unlike the other forms of risks such as illnesses etc.
This is therefore the reason why it was chosen as the most appropriate choice.
Read more about Insurance here brainly.com/question/25855858
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The answer to this is Culture