The correct answer to this open question is the following.
Insurance is a financial service that offers a kind of protection in the event of unforeseen damage, injury, or loss.
A premium is the cost of a type of insurance that is paid at a regular interval.
A copayment is a money a consumer must pay to share the costs of a payout.
When we talk about financial services, insurance helps people to share liability with the insurance company. That is why the client buys insurance, to diminish or mitigate the risk in the case of an event. For that to happen, the client has to pay for the premium, that is the kind if the insurance that is going to protect the client and be valid in the case of an event. When the client uses the insurance, it has to make a copayment that shares the costs of the payout.
The Declaration summarized the colonists' motivations for seeking independence. By declaring themselves an independent nation, the American colonists were able to confirm an official alliance with the Government of France and obtain French assistance in the war against Great Britain.
A philosophy, during World War II, of repairing clothes etc that would normally be discarded due to shortages and rationing.
Well Central Goverment and Sub-disvisonal are almost the same.