This is just a helpful reminder because i haven’t read the book yet but here’s how you can tell what perspective (POV) it is:
(1st perspective uses: We, us, our,and ourselves are all first-person pronouns. Specifically, they are plural first-person pronouns. Singular first-person pronouns include I, me, my, mine and myself.)
&
(2nd perspective uses: you (singular and plural personal pronoun) yours (singular and plural possessive pronoun) yourself and yourselves (singular and plural reflexive/intensive pronouns))
Europeans carried a hidden enemy to the Indians: new diseases. Native peoples of America had no immunity to the diseases that European explorers and colonists brought with them. Diseases such as smallpox, influenza, measles, and even chicken pox proved deadly to American Indians.
Thomas Jefferson was afraid that a national bank would create a financial monopoly that might undermine state banks and adopt policies that favored financiers and merchants, who tended to be creditors, over plantation owners and family farmers, who tended to be debtors.