When investing you have the chance of losing any money you've made from the investment as well as the original amount you put down. When saving you are simply putting aside money and beginning to pile it up as you continue to save it.
What are we supposed to do
The sentence that contains a verbal phrase acting as a modifier is: Giving a presentation in front of my class, I suddenly developed sever stage fright.
Modifiers are optional elements in a phrase structure that even when removed, it does not affect the whole grammar of the sentence.
What 3000 are we referring too?