Hi! :)
The borrower may chose to use the funds to invest in a business venture and thus be becomes an investor. Money is channeled through financial institutions such as banks. A saver saving with a bank account seeks to keep the money in the bank as it earns him interest.
We can discuss it from many different points. However, since in this question we have to look at this only from 3 aspects, let's look at the cases of education, health and social security. In all cases, if people don't have an equal access to these basic services, they will face with problems. If you cannot have a proper education, you cannot get a better job and it will create financial instability in the future. If you don't have an access to the healthy services in case of food, sanitation and water, you will easily have health problems. If you don't have a social security, burglars will steal your possessions easily.
Two devices would be imagery and sound
