If I'm understanding you correctly (sorry, I'm new at this) It sounds like you are describing an accident that either didn't actually happen, or was minor compared to what could have happened. I would call this a "near miss" or "close call"
Explanation:
For example: I had a near miss today when a dog ran out in front of me.
Or: He had a close call when his foot almost slipped over the edge of the cliff.
She countered, "There is nothing more embarrassing than having a scruffy air around rich women.
Loisel, MonsieurShe initially declined the suggestion from Mme Loisel's husband to wear some fresh flowers as jewelry.Then he advised her to ask Mme Forestier, a wealthy acquaintance, for permission to borrow some jewelry.Matilda exclaimed enthusiastically at this incredible idea. Got shocked in the end to know that Matilda ruined her life and suffered so much. Matilda ruined her life and suffered worrying about the that she lost. Matilda's life got .The necklace was worth only five hundred francs. The Necklace was fake nad was not real.It changes the scene.
Learn more about Matilda here:
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nonfiction is content (sometimes, in the form of a story) whose creator, in good faith, assumes responsibility for the truth or accuracy of the events, people, or information presented. In contrast, a story whose creator explicitly leaves open if and how the work refers to reality is usually classified as fiction. Nonfiction, which may be presented either objectively or subjectively, is traditionally one of the two main divisions of narratives (and, specifically, prose writing), the other traditional division being fiction, which contrasts with nonfiction by dealing in information, events, and characters expected to be partly or largely imaginary.
Nonfiction's specific factual assertions and descriptions may or may not be accurate, and can give either a true or a false account of the subject in question. However, authors of such accounts genuinely believe or claim them to be truthful at the time of their composition or, them to a convinced audience as historically or empirically factual. Reporting the beliefs of others in a nonfiction format is not necessarily an endorsement of the ultimate veracity of those beliefs, it is simply saying it is true that people believe them (for such topics as mythology). Nonfiction can also be written about fiction, typically known as literary criticism, giving information and analysis on these other works. Nonfiction need not necessarily be written text, since pictures and film can also purport to present a factual account of a subject.