Social norms and discrimination based on sex, sexual orientation and race may place certain groups in a more vulnerable position than others. In places where men are raised to be breadwinners, families prioritize boys' education over girls', thereby making women more likely to be poor and less educated than men.
The coordinates are 38.8409° N, 105.0423° W
Answer:
$509
Explanation:
First, we find the lump sum to pay under the bank terms. The interest rate is 0.5% monthly, which is equivalent to 6.2% annually.
The formula is:

Where:
- P = Present value
- i = interest rate
- n = number of compounding periods of the interest rate
- X = lump sum we need to find
Now, we simply plug the amounts into the formula:


Next, we find the value of the lump sum under the company's preferred terms:


Finally, we susbtract the two figures to find the difference:

Answer:
Green house effect and human activity.
Explanation:
-The green house effect: Some gases in the atmosphere trap the heat and doesn't allow it to scape making the Earth warmer.
-Human activity: The industrial activities have increased the carbon dioxic levels that have contributed to the higher temperatures. Also, deforestation, fluorinated gases and fertilisers containing nitrogen have contributed to climate change.