One cause is immigration. There is a lot of people immigrating to from other countries to the US. This has caused the population in the US to increase
C. Both A and B
Banks are risk adverse. The greater one’s income to debt ratio, the less amount of loan offered. Never purchase a vehicle or any other large loan when waiting to close on your house. Last minute debt accumulation may knock down the loan max mortgage amount... below what you offered for the
No they have not at all ever been I recall
Jordan. See the photo attached