If its true or false, the answer would be true.
I would say that how you can tell if your speech is written clear and concise is by making sure your words aren’t misspelled, you use your grammar properly, you don’t go off topic, getting to the point of what you are taking about in a short manner and then going on to explain, make sure your audience can understand the point you are making easily, and chose wise words, get rid “that” and “there is.” Hope this helps..
you asking for way too much g try lowering it to 3 questions and i got you.
Answer:
Avoiding the use of a check register would not help minimize fees paid to a bank.