The tone of this sentence is considered optimistic or positive since the word perfect is used to describe what it is like to have a bunny for a pet. Also, since the word bunny is used rather than rabbit, the tone is casual and informal.
I believe that it is a false statement because Drafting in the term of money means that the Bank draws the money from the account.
Hope this helps
If my answer happens to be wrong then tell me so that I may be able to correct myself.