Freight train . Sorry if I’m wrong
The banking system is crucial for the functioning of the US economy because they make loans and create credit. Without loans many people wouldn't be able to buy a house or a car, and the economy would collapse. Government regulates the banks to make sure they are being fair to their clients.
Kings and Queens who called upon the Divine Right actually claimed that God himself chose their lineage as the one set to rule and that's why they should rule.