Answer:
With rare exceptions, cars decrease in value with age. Depending on other factors, like accidents, repairs, or other damage, the value of a car may decrease even faster. If you borrowed money to buy a car, you might owe more on your car loan than its current value. When that happens, you have negative equity in the car. Some car dealers say you won’t be responsible for the remaining balance on your old car loan when you trade in your old car. But that might not be true. Dealers sometimes just roll over the negative equity into your new car loan, so you still end up paying it.
Step-by-step explanation:
Say you want to trade in your car for a newer model.
Your loan payoff is $18,000
Your car is worth $15,000
You have negative equity of $3,000. That must be paid if you want to trade in your vehicle. If the dealer promises to pay off the $3,000, it shouldn’t be included in your new loan.
But some dealers
add that $3,000 to the loan for your new car
subtract the amount from your down payment
or do both
Answer:
Ball hits the ground after 4.5 sec
Step-by-step explanation:
Let a -1, so that the leading coefficient is positive
So our quadratic is

The key coefficients of two binomial variables can be 1 and 16, or 2 and 8, or 4 and 4, for the leading coefficient of 16.
Yet they can't actually be 4 and 4 because the linear (x) term coefficient has to be a multiple of 4, which it isn't and leading coefficients 1 and 16 on the binomial factors is not likely.
So, 2 and 8 taken as the leading coefficients of two binomial factors.
For constant 405, possible factorizations are 

Taking first factor, thus we find negative value for given time t. But second time equivalent to zero gives the value of 4.5 for t
Thus ball hits the ground after 4.5 sec
.