Question

Mary runs over a deer with her car. The ACV of her vehicle is $7,250. To repair the damages caused in the accident, it will cost $4,375. What will the insurer likely pay Mary for this claim, assuming that her COLLISION deductible is $500, and her OTHER THAN COLLISION deductible is $200

Answer 1

Answer: $4175

Explanation:

The Other Than Collision coverage is the payment to repair a vehicle when the damage caused isn't when one collides with another vehicle.

In this case, since Mary runs over a deer with her car, we'll deduct the other than collision deductible from her cost of the repair and this will be:

= $4375 - $200

= $4175

The insurer will pay Mary $4175