Answer:
having a regular routine for studying each day.
I hope this helps
A dividend is an amount returned to a policyowner out of an insurance company's surplus funds. In a practical sense it is a return of premiums that exceed the insurer's expenses and mortality experience. Only certain types of insurance policies produce dividends.
They wanted to avoid the discomfort of facing an unpopular view.
The answer is: because.
Because introduces a reason. As a consequence, the school's financial plan will not be influenced by the program owing to the fact that the money comes from donations and federal grants.
The rest of the options are incorrect because <em>before </em>refers to a preceding time period or in preference to, and <em>however </em>and <em>although </em>present a contrast.