Under the terms of the compromise, each state's congressional delegation would be split between representatives, who would be elected by district and serve in the House of Representatives, and senators, who would represent their state in the upper house of Congress. This system struck a balance between the demands of the large states for proportional representation in the Legislative Branch, while addressing the concerns of the less-populous states that their interests would be ignored or overridden by the much larger delegations of big states.
The practical effect created a two-tiered system in which the needs of the people could be addressed in the lower house of Congress, and the competing interests of the states could be handled in an upper house where each state enjoys an equal voice. This split between direct and indirect representation would later influence the formation of the Electoral College and the election of presidents.
Your first choice is right
The amount or percent of an insurance claim that the insured is responsible for and the company deducts for payment. It can be voluntary but is usually given to the insurer to not pay many small claims.
