You forgot to put the picture
Both morality and ethics loosely have to do with distinguishing the difference between “good and bad” or “right and wrong.” Many people think of morality as something that's personal and normative, whereas ethics is the standards of “good and bad” distinguished by a certain community or social setting.
Step by step explanation is B
Probably a debit card because you can have a savings and only use the
money you need to use without having cash and being tempted.
It comes straight out of your account.