I'm not sure if you meant "The boys are pulling the rope" or "The boy is pulling the rope" but the answer is either "The rope is being pulled by the boys" or "The rope is being pulled by the boy" respectively.
Answer: Use Abundant Resources from the U.S. Government.
Read Newspapers and Magazines.
Search the Internet.
Take a Financial Literacy Class.
Listen to Talk Radio.
Purchase Financial Tools.
Of the desert is the prepositional phrase
What would happen to writing if paragraphs didn't exist is that when the reader reads the writing, he/she might skip a sentence or even get confused. And then you might not understand it yourself. It can affect the reader by not understanding what is going on in the writing if it's a story.