It all deepens if u can tell which home is catholic house it a none catholic house but the one thing u don't do is just assume what they are and kindly ask and the home owners don't really have to be catholic or none catholic the home owners could be Puerto Rican or Jamaican or American or any other nationality the home owner is
1a) it's one o'clock
1b) it's quarter past one.
1c) it's half past one.
2a)it's three o'clock
2b)its quarter past three
2c) it's half past three
3a) it's quarter past seven
3b) it's quarter to seven.
3c) it's quarter to eight
4a)it's ten past ten.
4b) it's ten to eleven.
4c) it's ten to ten.