He is poor and cant afford a great gift
What expert there is none
Answer:
Adaptation increases the ability to deal with climate hazards, such as blizzards, or harsh, warm summers.
The banker does not seem to be aware of how he is not investing his money into the proper exchanges. It seems that he over estimates how desired the product might be. If he took time and did his research he might be able to propose a worthy investment that will give him a much needed profit.
