The verbal here is "to skydive".
It's an infinitive: infinitives have the form "to verb" and are a form of verbals: words formed from verbs that don't function as verbs.
What is the question here
Understandable should be your answer
Answer:
They allow you to carry less cash and to pay for purchases all at once; they allow you to avoid interest charges if you use them properly; they can help you keep records of your spending.
Whale shark.Hope I helped.