I'm going to guess and say that there are choices and go with Credit unions are typically owned and run by their members and Credit unions limit membership to certain people or groups.
I think that is FALSE but i am not sure
Hello. You did not enter the text to which this question refers, which makes it very difficult to answer it exactly. However, I will try to help you in the best possible way.
As you showed that the word "author" in line 10 was used as a proper noun, we can consider that the same word in line 4 was used in a general way and did not specify an exact person. This is because proper nouns are terms used to specify something or someone, as the question states that the word "author" was not used with the same meaning in line 4, we can consider that this is the difference.
1 The United States was concerned about renewed European colonization efforts in the wake of Latin American independence movements.
