Government regulation affects the financial services industry in many ways, but the specific impact depends on the nature of the regulation. Increased regulation typically means a higher workload for people in financial services, because it takes time and effort to adapt business practices to ensure that the new regulations are being followed correctly.
While the increased time and workload resulting from government regulation can be detrimental to individual financial or credit services companies in the short term, government regulations can also benefit the financial services industry as a whole in the long term.
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To make money to either send back home or to stay in the states. They worked mostly on the railroads in the west.
The Cold War had many affects on education in the United States. One example is how schools would have air raid drills in case the Soviet Union launched a nuclear bomb, not that hiding under a desk would save you anyway. Another way is all the anti-Russian propaganda produced and distributed to young students