They are the same. 1 Panamanian Balboa is equal in value to the US dollar. This changed throughout history but never too much. You can however still use regular US dollars to pay for things in Panama and the merchants won't bother you about it. This is because of historical events and colonization and freedom of panama and it's relations with the US.
Yo <em>estoy hablando</em> con Miguelito.
Estar = not done yet, but will be done...
vs.
Estoy = in the current process of...
Hablo = Speak
vs.
Hablando = Speaking
In this sentence we use estoy and hablando because it is current.
Hope this helps!~
You are not the exception
Estoy leyendo un libro muy interesante.
The answer is leyendo.