I believe the answer is: A. Lower deductible
In choosing insurance, the premium is the amount that you should pay to the insurance company in exhange for the coverage of their service. While the deductibles are the amount that you should pay each year before the insurance company start paying on your behalf.
 
        
                    
             
        
        
        
Answer:
The proceeds from the simple discount note is $16380
, while that of simple interest is $19500
Explanation:
Simple discount notes could likened to a bank loan where interest on the loan is taken from the borrowed funds before disbursement to the loan's beneficiary,hence proceeds from such notes is face value of the notes less interest taken in advance.
While on the other hand,the proceeds from simple interest note is par or face value.
The discount or interest  is =8%*$19500=$1560 for one year,but $3120  for two years($1560*2)
The proceeds on the simple discount note =$19500-$3120
                                                                          =$16380
The proceeds on the simple interest note is face value of $19500
 
        
             
        
        
        
option d. is the right option
 
        
             
        
        
        
Organizations often have different operations. The starting point for preparing the operating activities section using the indirect method is Net income.
- Net income is simply known to be the gross profit and removing  all other expenses, costs and any other income and revenue sources that are not included in gross income. 
A lot of other costs is often removed from gross to make it be at net income. They  include interest on debt, taxes, and operating expenses or overhead costs.
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