Upon his return Clifford and Hepzibah both seem to be beaten by their circumstance, tired and nearly lifeless or fearful at times. However, Clifford also is like Phoebe in that he shares a love for beautiful things and the simple things in life such as the garden.
Mr. Johnson borrowed $8000 for 4 years to make home improvements. If he repaid a total of $1 0,320, at what interest rate did he borrow the money? '~e c-4~.
