Answer:
Money is the only advantage in life.
Explanation:
The theme is a moral lesson or message that a narrative conveys about a topic, and that is not usually explicitly stated, thus, it has to be thought through. In this case, one of the topics that this excerpt deals with is "money", and one of the themes may be "Money is the only advantage in life," as Mrs. Higgins (the speaker), being outraged, points out how little opportunities or advantages have the woman only because of her condition of being poor.
1. Theme: e) the overall observation or message about life conveyed by an author through a piece of literature
2. Tone: a) the author's attitude toward the subject he/she is writing about
3. Audience: d) the people the author intended to reach through a piece of literature
4. Main idea: b. What the author is saying about his/her subject in a piece of non-fiction
5. Point of view: c) the author's relationship to the audience and subject in a piece of writing
1. bad study timing
2. good study conditions
3. bad study conditions
4. good study timing
I switched them to match them correctly.
I hope I helped :)