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The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers' credit information and access to their credit reports. It was passed in 1970 to address the fairness, accuracy, and privacy of the personal information contained in the files of the credit reporting agencies.
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The most important motive for early European exploration across the Atlantic was the dream of enormous riches. Initially, explorers and merchants hoped to find a sea route across the Atlantic to the thriving markets of Asia. But Columbus and his fellow Europeans greatly miscalculated the circumference of the earth.
The sun rises due east and sets due west.