The answer choice which is a government incentive with <em>fewer income taxes </em>at retirement is:
According to the given question, we are asked to state the answer choice which is a government incentive with <em>fewer income taxes </em>at retirement.
As a result of this, we can see that the traditional IRA is the correct answer because it is a retirement account that helps the individual to make his savings pre-tax and also see his investment grow without making tax payments.
Therefore, the correct answer is option D
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