It is paragraph #1 because the other paragraphs are not using imagery. You need to be able to see what they're saying in your mind, like a picture. "Red brick".."absolutely stunning"..."marble floor". Imagery appeals to five senses: hearing, touch, sight, smell, and taste.
In a play, direct characterization might be provided through lines.
Direct characterization would be when they explicitly tell you something about the character, so a narrator having a line that says "John is tall" would be direct characterization.
Your eassay should be like
If I won this amount of money I would go to this place or this place and I would do something for my family and make sure I pay the bills off and just go on and on about the stuff you would do with that amount of money