I’m sorry I just really need points for a urgent cause
Answer:
Answer might be A
Explanation:
I don't know the full passage but from what you wrote about the "Red Grouper, it might be a figurative language.
The correct answer is Gabriela Mistral and Pablo Neruda.
Assuming your retirement is more than 2 years away, and that your car purchase is not before the end of the year, the shortest-term goal of those listed is ...
... d. add $200 to your savings account by the end of the year
_____
As a teenager, "short term" may be a matter of a week or two. As a middle-aged adult, both your life-lived and life-expectancy are somwhat longer, so "short-term" can be somewhat longer as well. In old age and failing health, "short-term" may again be a matter of a few weeks at most. Such concepts are tempered by perspective.