Answer:
The Western settlers need loans from banks to start a new beginning through ranching and farming.
Explanation:
The availability of fertile land in the West drove the white Americans to develop ranch and farm. Some of the settlers began to take loans from banks to buy land and cattle.
If you don't pay a service you wont be able to get it. So if he doesn't pay if he wont be able to vote
The population increased as soldiers were returning home